Moji Motions

For the purposes of this debate, "financial journalism" refers to all media publishing of personal financial and investment advice (including both traditional mass media and financial influencers on social media). It does NOT refer to media reporting on financial tends in the market (e.g. the current inflation rate)-or government policy and central banks policy (e.g. increasing interest rates)

STEM stands for Science, Technology, Engineering, and Mathematics. It refers to subjects that focus on scientific inquiry, problem-solving, and technical skills, often prioritized in schools for their perceived importance in innovation and careers.

Microcredit is the extension of very small loans to impoverished borrowers who typically lack collateral, steady employment, and verifiable credit history. For example, Grameen Bank operating in impoverished areas of Bangladesh provides such microcredits. These banks can implement high or low-interest rates without the intervention of the government.

Uncertainty avoidance - measures the extent to which different cultures socialise their members into accepting ambiguous situations and tolerating uncertainty. So, in a culture that ranks high on uncertainty avoidance, people place a premium on job security, retirement benefits, and so on, while in a low uncertainty avoidance culture, people are more willing to take risks, and are less resistant to change.

You are a talented, middle-class person in your early twenties about to start your career. You have the choice between a job in which you will make a lot of money and work long hours(e.g. investment banker, corporate lawyer, etc.) and a job which pays less but that you are more passionate about(e.g. social worker, chef, teacher, small business owner, etc.)

Welfare is given by the government to individuals in need (unemployment, families below the poverty line, limited access to basic human necessities, and so on). In the context of this debate, basic goods and services may look like (and are not limited to) subsidized housing facilities, education, food, and healthcare; and cash payments would be periodical cash allowances given directly that individuals can spend at their choice.

For the purpose of this debate, a machine exists which would allow would-be parents to select personality and behavioural traits for their children. These traits are confirmed and are ingrained in their children from childhood well into adulthood, but are not necessarily unchangeable later in life.

You are a Grade 9 student who has just finished the school year. One day, a fairy appears in front of you and offers to make you successful in one area: Academics (e.g. winning a gold medal in the Math Olympiad, becoming a champion in a robotics competition), or Athletics (e.g. playing for the U16 national football team, winning a gold medal at the Olympics).

Labour standards typically cover minimum wage and timely pay, limits on working hours, and occupational safety and health. Environmental standards include environmental impact assessments and public consultation, hazardous waste handling and disposal, water-use permits, and biodiversity and land-use protections.