Moji Motions

The concept of ‘banality of evil’ claims that most perpetrators of great acts of evil are ordinary people, with no motive other than promoting their own advancement in society. Under this concept, perpetrators do not have to be "radically evil" and can be responsible for atrocities through their common acts or omissions.

Microcredit is the extension of very small loans to impoverished borrowers who typically lack collateral, steady employment, and verifiable credit history. These banks can implement high or low-interest rates without the intervention of the government.