Moji Motions

"(1) Financial Independence, Retire Early (FIRE) is a movement of people devoted to a program of extreme savings (usually 50-70% annual income) and investment (on average 10% annually minimum) that aims to allow them to retire far earlier than traditional budgets and retirement plans would permit. [Mathematical background] FIRE followers comply with the 4% rule, and this simple formula for calculating your FIRE number: Annual Expenses x 25 = FIRE number. It means when you reach the FIRE number, you no longer need to worry about working, because you just need to withdraw 4% from your portfolio annually to cover your expenses. (2) Voluntary social insurance in Vietnam is defined as a form of social insurance organized by the State in which a participant may select a premium rate and a method of premium payment suitable to his/her income and the State supports his/her payment of social insurance premiums for him/her to enjoy retirement and survivor allowance regimes. [Mathematical background] (+) The monthly payment is equal to 22% of the monthly income chosen by the participants of voluntary social insurance. (+) The minimum monthly income selected by participants of voluntary social insurance is equal to the poverty line of rural areas as prescribed by the Prime Minister and the highest is 20 times the base salary at the time of payment. (+) Monthly voluntary social insurance payment = 22% x monthly income chosen by the participants of voluntary social insurance."

"The African Union (AU) is a continental body consisting of the 55 member states that make up the countries of the African Continent. It was established to promote the unity and solidarity of African countries, defend state sovereignty, eradicate colonialism, promote international cooperation, and coordinate and harmonize Member States’ policies. The AU supports political and economic integration among its 54 member nations. It aims to boost development, eradicate poverty and bring Africa into the global economy. In September 2015, the United Nations General Assembly adopted the 2030 Agenda for Sustainable Development that includes 17 Sustainable Development Goals (SDGs). Building on the principle of “leaving no one behind”, the new Agenda emphasizes a holistic approach to achieving sustainable development for all. These goals include: No poverty, Zero hunger, Gender equality, and Reduced inequality. Despite the wide-ranging goals, anti-racism or anti-Blackness is not one such objective. There is also no mention of the effects of colonisation on the development of countries that were formerly colonised. "

New, inexperienced investors joining the stock market are often called "F0 investors". In 2020-21, Vietnam has a record-high number of new investors joining the stock market.

e.g. if you are ethnically Vietnamese, you should identify strongly with Vietnamese culture.

The 'philosophy of water' comprises "H+H+O = H2O", which in detail means "Humility: water stays low in the river, yet it is a life-giving force; Harmony: water does not fight against its surroundings, it works with them to find a course; and Openness: water is open to change: gas, liquid, solid. It adapts and alters its form accordingly. The 'philosophy of fire' comprises opposite elements: Fierce, Insistent, Relentless, Exhaustive. It teaches one to develop a more rigid and firm sense of self that charges forward no matter what and burns all obstacles.

Microcredit is the extension of very small loans to impoverished borrowers who typically lack collateral, steady employment, and verifiable credit history. These banks can implement high or low-interest rates without the intervention of the government.

The fashion industry is the second largest polluter in the world, only behind the oil industry. Thrifting means to go shopping at a thrift store, garage sale, or flea market where gently used items are sold at discounted prices. Thrifted items have been used by a previous owner, but are usually in good shape with enough life left to be useful to a new owner. There is a rising trend of gentrification of thrifting store in which middle-to-upper class of society started to buy clothes in thrifting store, which previously only been done massively by lower-to-middle class. The gentrification of thrifting store also results into the prominence of luxurious thrift carnival e.g., ThriftCon, GiveAway and many celebrities take part as the model and ambassador of such thrift stores.

The landlocked and mountainous Laos aims to become the "Battery of Southeast Asia" to boost its economy and escape its prolonged poverty by exporting hydropower electricity harnessed through its dams on the Mekong River system to its richer neighbours. The development plan was financed through loan grants from China and currently has 16 hydropower stations, Thailand, Cambodia, and Vietnam, as downstream (Lower Mekong) countries, are protesting against dams built in China and Laos (Upper Mekong) for contributing to the prolonged drought conditions in the entire Indochina region.

Queer-coding is defined as the process by which characters are depicted as having physical or behavioral traits that are usually associated with the LGBTQ+ community, even though the sexual orientation of the character is not specified. These characteristics usually include traditionally more effeminate traits for male characters and more traditionally masculine characteristics for females ones.