Moji Motions

"(1) Financial Independence, Retire Early (FIRE) is a movement of people devoted to a program of extreme savings (usually 50-70% annual income) and investment (on average 10% annually minimum) that aims to allow them to retire far earlier than traditional budgets and retirement plans would permit. [Mathematical background] FIRE followers comply with the 4% rule, and this simple formula for calculating your FIRE number: Annual Expenses x 25 = FIRE number. It means when you reach the FIRE number, you no longer need to worry about working, because you just need to withdraw 4% from your portfolio annually to cover your expenses. (2) Voluntary social insurance in Vietnam is defined as a form of social insurance organized by the State in which a participant may select a premium rate and a method of premium payment suitable to his/her income and the State supports his/her payment of social insurance premiums for him/her to enjoy retirement and survivor allowance regimes. [Mathematical background] (+) The monthly payment is equal to 22% of the monthly income chosen by the participants of voluntary social insurance. (+) The minimum monthly income selected by participants of voluntary social insurance is equal to the poverty line of rural areas as prescribed by the Prime Minister and the highest is 20 times the base salary at the time of payment. (+) Monthly voluntary social insurance payment = 22% x monthly income chosen by the participants of voluntary social insurance."

Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate P2P lending have greatly increased its adoption as an alternative method of financing. P2P lending websites connect borrowers directly to investors. Each website sets the rates and the terms and enables the transaction. Most sites have a wide range of interest rates based on the creditworthiness of the applicant.

(1) Phan Thanh Giản was one of the foremost mandarins of the Nguyễn court. He played a key role in negotiating the Treaty of Saigon with the French in 1862. The treaty had 12 clauses, the most important being : Art. 2- Đại Nam (the country’s name then) allows French and Spanish missionaries to preach and the Vietnamese to practice the Christian faith freely. Art. 3- Đại Nam cedes to France the three eastern provinces of Biên Hòa, Gia Định and Định Tường and the island of Poulo Condor (Côn Đảo). Art. 8- Đại Nam agrees to pay France 4 million dollars worth of silver over 10 years as war reparation. Art. 11- France will return Vĩnh Long Province to Đại Nam once the three eastern provinces have been pacified. (2) Phan Thanh Giản was later recalled to Huế to get instructions to conduct an extraordinary embassy to Paris and negotiate the return of the eastern provinces. In Paris, after intense discussions, French Minister of the Navy and the Colonies Prosper de Chasseloup-Laubat opposed the return of Cochinchina to Vietnam, and with the threat of resignation of the whole cabinet, forced Napoleon III to order the cancellation of the proposed agreement in June 1864. Thus the Saigon Treaty of 1862 remained in full effect. Because of his main role in the negotiations, Phan Thanh Giản was blamed by the Vietnamese people and the Huế Court.

A cryptocurrency is an encrypted data string that denotes a unit of currency. It is monitored and organized by a peer-to-peer network called a blockchain, which also serves as a secure ledger of transactions, e.g., buying, selling, and transferring. Some examples include Bitcoin, Dogecoin, Shiba Inu coin, Lunar coin, etc.

In recent times, some social justice advocates have noted that discussions of social justice issues, even in non-western countries, have become increasingly 'Americanized'. Examples of these include, but are not limited to: focusing on police brutality as examples of racism as a result of the Black Lives Matter movement, using English terms rather than words in local and Indigenous languages, focusing on Abortion activism in light of the challenges to Roe v. Wade, and the focus on American icons such as Martin Luther King Jr, Rosa Parks, and Ruth Bader Ginsburg.

The successful tuition fee model refers to a system where students only pay their tuition fees for university if they achieve the expected outcome of the course they undertake. The expected outcome will be determined by the average pay of recent graduates, or by the average ranking of the universities graduates attend for postgraduate education. E.g. if the average pay of a graduate is VND 10,000,000; and a graduate earns VND 8,000,000, the graduate is not required to pay their tuition fees.