Moji Motions

Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate P2P lending have greatly increased its adoption as an alternative method of financing. P2P lending websites connect borrowers directly to investors. Each website sets the rates and the terms and enables the transaction. Most sites have a wide range of interest rates based on the creditworthiness of the applicant.

Hanoi plans to ban motorbikes in core districts after 2025, five years earlier than an earlier plan, in order to reduce traffic congestion and emissions. The capital has around 5.6 million motorbikes and 600,000 automobiles. Currently, in Hanoi, the public bus system plies 140 routes, meeting an estimated 31 percent of total demand. The recently opened Cat Linh-Ha Dong metro service, along with the proposed Nhon-Hanoi Railway Station route, would each be able to meet 5-7 percent of travel demand in the city, according to an expert.

(1) Phan Thanh Giản was one of the foremost mandarins of the Nguyễn court. He played a key role in negotiating the Treaty of Saigon with the French in 1862. The treaty had 12 clauses, the most important being : Art. 2- Đại Nam (the country’s name then) allows French and Spanish missionaries to preach and the Vietnamese to practice the Christian faith freely. Art. 3- Đại Nam cedes to France the three eastern provinces of Biên Hòa, Gia Định and Định Tường and the island of Poulo Condor (Côn Đảo). Art. 8- Đại Nam agrees to pay France 4 million dollars worth of silver over 10 years as war reparation. Art. 11- France will return Vĩnh Long Province to Đại Nam once the three eastern provinces have been pacified. (2) Phan Thanh Giản was later recalled to Huế to get instructions to conduct an extraordinary embassy to Paris and negotiate the return of the eastern provinces. In Paris, after intense discussions, French Minister of the Navy and the Colonies Prosper de Chasseloup-Laubat opposed the return of Cochinchina to Vietnam, and with the threat of resignation of the whole cabinet, forced Napoleon III to order the cancellation of the proposed agreement in June 1864. Thus the Saigon Treaty of 1862 remained in full effect. Because of his main role in the negotiations, Phan Thanh Giản was blamed by the Vietnamese people and the Huế Court.

The successful tuition fee model refers to a system where students only pay their tuition fees for university if they achieve the expected outcome of the course they undertake. The expected outcome will be determined by the average pay of recent graduates, or by the average ranking of the universities graduates attend for postgraduate education. E.g. if the average pay of a graduate is VND 10,000,000; and a graduate earns VND 8,000,000, the graduate is not required to pay their tuition fees.

New, inexperienced investors joining the stock market are often called "F0 investors". In 2020-21, Vietnam has a record-high number of new investors joining the stock market.

Chế độ trọng dụng nhân tài hay nhân tài trị (meritocracy) nghĩa là, những ai có năng lực nhất nên thống trị và nên nỗ lực vươn tới vị trị cao nhất, bất kể hoàn cảnh xuất thân.

Việc nộp điểm từ các bài chuẩn hoá về kỹ năng đọc, viết và toán học trước đây là một phần cần thiết của hồ sơ vào các trường đại học Hoa Kỳ. Kể từ khi đại dịch bắt đầu, các trường đại học đã áp dụng chế độ ‘kiểm tra không bắt buộc’ hoặc hoàn toàn bỏ việc nộp điểm SAT / ACT.